Member | Non-Member

A practical introduction to financial statement analysis from the perspective of the commercial loan officer. Gain the skills needed to effectively assess the risks related to a customer—current and prospective—and evaluate possible sources of repayment for the loan.

Learning Objectives

• Analyze the financial data and evaluate the risks of different industries
• Describe the considerations a lender needs to take into account when using ratios to evaluate financial performance
• Explain the importance of cash flow and the various tools for cash flow analysis, such as the UCA Cash Flow Model and Global Cash Flow
• Describe the basic formats and analysis techniques for personal financial statements as well as tax returns

Audience

Commercial and/or business bankers and credit analysts. The recommended prerequisite course is General Accounting.

This course requires proctored exams.

Course Credits

• ABA Professional Certifications: 45 CLBB
• ABA Certificates: This course applies to the Certificate in Business and Commercial Lending.

Textbook

• 8th Edition, Printed Member | Non-Member
• 8th Edition, ebook Member | Non-Member