COVID-19, economic recession, loan modifications and the slow and uneven business reopening are all causing risks that were not on any banks radar screens when 2020 started. Like the Great Depression, the pandemic will leave an indelible imprint on people. Is your bank ready? FinPro will discuss how to prepare from an interest rate risk perspective, stratify, analyze and stress test your loan portfolio in addition to dealing with all the excess liquidity on banks’ balance sheets. Banks can adapt and manage through these volatile and uncertain times while preparing for a long-term future. FinPro will discuss the demographic, economic, technology, regulatory, political, and infrastructure shifts that will occur in the near future. Understanding these shifts will be required to successfully navigate the new community banking “normal.”
This seminar is designed to increase the lending knowledge and administrative effectiveness of one of the most important positions in a community bank’s lending staff – the loan assistant/loan processor. All the objectives of this program are directed at increasing the performance effectiveness of these individuals.
This two session program will provide a basic understanding of bank Treasury Management (also known as Cash Management) products and services. We will discuss how these products provide value to business clients and banks, identify new and trending products and their effect on traditional Treasury Management products, consider who your new and varied competitors are, and describe the linkage between business deposit acquisition and Treasury Management product sales.
You don’t master the art of leading and managing through luck; you master it with training, experience, self-learning, and applying best practices. As a supervisor, you must have the attitude, aptitude, skill-set, confidence, persistence, and commitment to excel in this multi-tasking, challenging role. This training will help take your expertise to a new level as you learn how to collaborate and coach your employees to excel on the job.
While “relationship-based” lending is one of the foundations of community banking, today’s economic environment demands a complete understanding of your borrower’s repayment capacity. This course focuses on the fundamental concepts that lenders must understand when underwriting commercial loan requests.
Recent Congressional focus and well-publicized BSA enforcement actions and fines continue to support a climate proving BSA compliance remains of paramount importance to all financial institutions. Treasury continues to rely on financial institutions to serve as the “front-line gatekeepers” for law enforcement efforts to safeguard the U.S. financial system from the abuses of financial crimes, including money laundering and terrorist financing. The federal regulatory agencies continue to rely on financial institutions to take “every reasonable step” to identify, minimize, and manage any risks that illicit financial activity may pose to the individual institution and the industry. Ongoing initiatives by the Financial Crimes Enforcement Network (FinCEN), and continued expansions of the federal examination procedures, reinforce the need to have a strong BSA program at your institution.