Mastering HMDA
One-day seminar presented by ProBank Austin

Conference/Seminar/School Walt Lyons

Registration 8:30 am
Program 9:00 am – 4:00 pm
Lunch (included) 12:00 noon – 1:00 pm
Hilton Garden Inn
800 Southpark Blvd
Colonial Heights, VA 23834

Learn how HMDA has changed at the beginning of 2018 – and continues to change with the law passed in May 2018 that affects institutions’ reporting requirements! Hear how the changes and implementation phases have impacted the institutions and transactions covered; the information required to be collected and recorded; and the processes for reporting and disclosing that data. Also hear about the CFPB’s interpretation of the amendments to HMDA by the Economic Growth, Regulatory Relief, and Consumer Protection Act that became law May 24, 2018, and how your institution may have partial

HMDA poses challenges to both novice and experienced reporters. With increased regulatory scrutiny of HMDA data for fair lending purposes and the potential penalties associated with technical errors, it is crucial for an institution’s HMDA data gathering and reporting process to be precise. 

Anyone involved in HMDA data collection and/or reporting will benefit from this program. Loan processors, trainers, compliance officers, and auditors will also find this seminar to be informative.

Register Now!

Agenda & Speakers

This Mastering HMDA seminar provides a comprehensive discussion of the regulation and explanations of common errors and violations and reviews the continuing changes that have occurred. Throughout the presentation, the instructor discusses guidance published by the regulators and questions received from ProBank’s call-in service. The seminar provides the attendee the opportunity to get practical answers to their recurring questions.

  • Coverage, Exemptions and Key Definitions Associated with HMDA
  • “What Information Goes Where” on the Loan Application Register
  • Proper Lobby Notices and Requirements for Making HMDA Data Available to the Public
  • Important Guidance and Other Tools Available from the FFIEC and CFPB
  • Why and How HMDA Data is Used During the Fair Lending Review Process
  • Common Challenges Associated with HMDA, Including, Understanding the Definition of Refinance or Temporary Financing, and the Difference Between the Rate Spread and HOEPA Calculations
  • Review New Loan-Volume Thresholds
  • Clarify Excluded Transactions
  • Clarify Key Terms
  • Clarify Collection of Race and Ethnicity Information

Seminar Speakers

  • Anetria Connell, Vice President, ProBank Austin
  • Leah M. Hamilton, Vice President and Senior Consultant, ProBank Austin
  • David Luken, Vice President, ProBank Austin
  • K. Natalie Straus, CRCM, Vice President and Senior Consultant, ProBank Austin

Continuing Education

  • Approved for 6.5 CPE Credits
  • Eligible for 6.75 CRCM Credits through ABA Professional Certifications

Registration Fees

Hotel Information