Health & Welfare Compliance

Health and Welfare plan disclosure requirements, documents can be found here.

Benefits Manual

Health & Welfare Benefits Manual

Plan Disclosure Requirements

2025 & 2026 Creditable Coverage Notice

Annual Disclosure Requirements Grid

Children’s Health Insurance Program (CHIP) Notice

Health Insurance Marketplace Notice

VBA Group Benefits Trust HIPPA Privacy Notice - Revised 2025

VBA Group Benefits Trust HIPAA Privacy Notice

Summary Annual Report (SAR)

2024 SAR Distribution Instructions

Summary Annual Report 2024 Group Medical & Dental Trust Plan 501

Summary Annual Report 2024 SBA Group Insurance Trust 502 for NC Banks

Summary Annual Report 2024 SBA Group Insurance Trust 502

Plan Document and Amendments

VBA Group Flexible Benefits Plan Document - August 1, 2024