Membership Development Team
P. O. Box 162407
Austin, TX 78716
Phone:  (888) 353-3933
Email
Website
Membership Contact Form

An expertly-staffed hotline, federal regulatory tools, policies and procedures, and unlimited reviews for all sizes of community banks across the U.S. — the only all-inclusive banking compliance advisory. Compliance Hub’s over 1800 products and tools support 48 separate bank compliance areas –an unlimited-access Bank Compliance Library – and conforms to the most recently published federal banking rules and regulations. Whether you are building institutional exam-readiness or a bank compliance program, C/A has all the resources, access, and availability for one membership subscription. Co-owned by the Virginia Bankers Association and 78 other state bankers associations across the country. Contact C/A’s Membership Development Team at (888) 353-3933 or at: info@compliancealliance.com. To learn more about C/A’s new Virtual Compliance Officer service or call (833) 683-0701.

Compliance Alliance Featured Q&A

Question:

Are banks still required to upload their CRA Public File to their website by January 1, 2026, now that the October 2023 CRA rule has been rescinded and the agencies are reverting to the 1995 CRA regulations?

Answer:

Technically, yes…for now, at least! That is to say, the 2023 CRA Final Rule is still on the books, and under that rule, the requirement to post the CRA Public File on the bank’s website has an applicability date of January 1, 2026. However, the Agencies have proposed rolling back the 2023 rule and reinstating the 1995 CRA regulations, which don’t require the Public File to be posted online. If that rollback is finalized as expected in the coming months, the website posting requirement would disappear along with the rest of the 2023 rule. For further details – and to review the proposed rule itself – please see its entry in the Federal Register: 90 FR 34086. Compliance Hub also recently presented a webinar on these changes, which you may be interested in here.

Compliance rules and regulations change quickly! For timely compliance updates, subscribe to Compliance Alliance’s free email newsletters. Compliance Alliance also offers free demos to learn more about their services. To register for a demo, click here.