Mid-Atlantic School of Banking Class of 2028

Internal Links Kristen Reid Monica McDearmon

Mid-Atlantic School of Banking Class Schedule & Descriptions

View the first year curriculum schedule here!
First Year Orientation

In this introductory course to your Bank School experience, you will learn about the school and your responsibilities over the next three years. Additionally, you will receive and have the opportunity to review your DiSC profile and develop a base understanding of the different communication styles as defined by DiSC. Through a series of interactive activities, you will learn how to work with a variety of different personality types making you a more effective communicator, both professionally and personally.

Bank Financial Management I

During the Bank Financial Management I course, you will develop a basic understanding of a bank’s financial statements and ratios as well as the key factors driving a bank’s financial performance including profitability, investments, capital, and liquidity management. (Pre-requisite: Recent college level accounting course, a position in an accounting function or successful completion of the Accounting Primer.)

Commercial Banking

This course will explore the key elements of successful commercial lending activities and the impact of a commercial loan portfolio on commercial banks. Topics will include financial leverage and the loan transaction, the commercial lending process with specific focus on risk mitigation, credit analysis considerations with detailed focus on financial statements, key ratios, and cash flow to support quality loan decisions. Borrower debt levels, the economic impacts to loan portfolios, and business life cycles impacts will be explored relative to financial performance and profitability of the commercial loan portfolio.

Economic Environment

Taught in a highly interactive fashion, this course features a discussion of the influence that monetary and fiscal authorities have on national income, employment, inflation and balance of payments. The course also reviews current economic conditions, and recent Federal Reserve Policy announcements.

Ethical Decision Making

This course will provide bankers with a values-based process for making decisions and shaping the bank’s culture. In these interactive sessions, we will explore trust, accountability, and other elements associated with ethical and unethical behavior in the banking industry.

Organizational Behavior

This course explores human behavior in the workplace. During the week, the class will discuss how employee attitudes, levels of motivation and personalities impact daily interaction as well as the drivers of employee satisfaction.

Strategic Marketing and Communication

During this course, you will explore the world of communication and marketing from the perspective of brand, strategy, crisis, and action. Designed to equip you with a marketing perspective, this course will broaden the way you see corporation challenges and opportunities. Prepare to think big and leave equipped with new solutions for your organization.

Mid-Atlantic School of Banking Convocation 

The Mid-Atlantic School of Banking Convocation will take place on July 29 from 2:00 – 2:45 pm via Zoom. During this Zoom meeting, staff will walk through all of the Mid-Atlantic School of Banking logistics and answer any questions you may have. You will also hear from the third-year class officers about two of the social activities and how you can support local non-profits, one in Virginia and one in Maryland.

View the Convocation recording here. View the slides here.

First Year Class Materials

The password to open all class materials is MASB2026.

Download a MASB Notes Page Template here.​

First Year Orientation – Richard Coughlan, PhD, and Kerry Sauley, PhD

Organizational Behavior – Kerry Sauley, PhD

Bank Financial Management I – Michelle Austin

Economic Environment – Dr. Ed Seifried and Jamie Sumner

Commercial Banking – Gary Higgins

Ethical Decision Making – Richard Coughlan, PhD

Strategic Marketing – Erin Black, PhD

Home Study Assignments

Please note the password for all home study materials is “MASB2026″.

Along with attendance at all classes during the Mid-Atlantic School of Banking summer session, completion of eight home study problems (4 after the first year and 4 after the second year) with a passing grade is required to graduate from the Mid-Atlantic School of Banking.

Instructions and Mid-Atlantic School of Banking Honor Code

It is very important that you submit your home study assignments correctly as some instructors will deduct points for formatting. Please be sure to read the instructors directions carefully and if instructions aren’t included, follow the outline on the Mid-Atlantic School of Banking Home Study Instruction Sheet & Mid-Atlantic School of Banking Honor Code.

The Mid-Atlantic School of Banking students are expected to conduct themselves in accordance with the highest standards of honesty and integrity in the classroom, outside of the classroom and on the home study problems. Home Study problems are individual assignments meaning you are to work on the assignment ALONE and are not to discuss the questions, potential answers, strategy, research or data resources with another student. Also, please do not send your completed paper to another student as an example. Any evidence of shared work will be considered an honor code violation.

The Honor Code is:

On my honor, I pledge that I have neither given nor received assistance on this assignment and that all work is my own.

Violations of the Honor Code include:

  • Plagiarism – An act or instance of using or closely imitating the language and thoughts of another without authorization and the representation of that author’s work as one’s own, as by not crediting the original author.
  • ​Cheating - Receiving, giving and attempting to receive or give unauthorized assistance, such as materials, information, notes or sources, on home study problems.

You may seek assistance from a subject matter expert in your bank as part of your research BEFORE you start to write your papers. The subject matter expert cannot be another MASB student.

Submission

Submit your home study problems by sending to: homestudy@vabankers.org. The file should be saved as a PDF and titled with last name first initial – instructor’s last name (ex. Dunn M – Higgins). A COMPLETE SUBMISSION includes your cover sheet (accessed below), full paper, and completed evaluation (linked below).

Home Study Evaluation: Please complete the home study evaluation so we can provide feedback to the instructor. You can access the evaluation here. Please submit the evaluation with your assignment and cover sheet.

There should be two attachments with your submission – please submit your cover sheet and paper in one document and your evaluation in a separate document.

Home study assignments and Pre-Assignment Zoom Recordings

Information on each assignment as well as pre-assignment zoom sessions will be posted soon.

Click here to join the home study general info call on Tuesday, August 25 at 2:00.

Meeting ID: 872 3388 4306
Passcode: 561495

Dr. Ed Seifried & Jamie Sumner - Due October 1

The Economic Environment Home Study Assignment

Richard Coughlan – Due November 2

Gary Higgins - Due February 1

Erin Black – Due March 1

Important Parking Information

Please review the parking information carefully and contact Kristen Reid with any questions!

Parking at Darden: With other groups in house and the new hotel, parking is limited at Darden. With that, we have developed the following plan for students during the week of the Mid-Atlantic School of Banking.

  • Sunday, August 2: All students will park in the parking garage at Darden. Parking is free in the garage on Sunday.
  • ​Monday – Friday: All students will park at John Paul Jones Arena located at 295 Massie Road, Charlottesville, VA 22903 and will take a shuttle to/from Darden for the day of classes. Directions to JPJ can be found here.
    • You may park in any of the lots (West, South, East and the JPJ Garage – click here to see a map of the JPJ lots).

Shuttle buses will run each morning and each afternoon between the South Lot, located on the corner of Massie and Copeley Roads, and Darden. Please note – you may have a few minutes wait as buses transport people, but they will be running a continuous loop. 

Social Event Parking: We have two evening social events at the Omni during the week – Sunday’s Welcome Reception and Thursday’s Third Year Class Party. For students staying at the Omni, you will access the parking as normal with your room key. For students who are staying at another hotel or are commuting, you will collect a parking ticket when entering the parking garage at the Omni. At the event’s check-in, ask for a parking voucher to use when exiting the garage.

Mid-Atlantic School of Banking Newsletters

Social Schedule

Please note that all social events are for MASB students, faculty, and staff only.

MASB Photo Contest

Be sure to post your photos to the MASB Facebook group or email them to Becca Hough.

Sunday, august 2 - Welcome Reception

Network with your classmates and staff, register for the third-year class charity event, and enjoy some networking. Drinks and light refreshments will be provided.

monday, august 3 – kickball

Join your classmates for a kickball battle of the classes! Dinner will be provided. Click here to RSVP by July 29.

Tuesday, august 4 - Third Year Class Charity Event

Support this year’s third year class at their charity event benefiting two charities – one in Virginia and one in Maryland! See below for more details and click here to purchase your ticket to the event.

Thursday, august 6 - Third Year Class Party

All students are invited to attend the third year class party! 

Staff Contact Information

Class Liaisons
Mid-Atlantic School of Banking Management & Oversight
  • Bank School Lead & Administration: Kristen Reid (804) 467-6193
  • Bank School Support: Becca Hough (240) 994-9578
State Bankers Association Executives

DISC Profile Assessment

Each year, we have the first-year students complete a DISC profile assessment to be used during Sunday’s Opening Session. DISC is a personal assessment tool used to improve work productivity, teamwork and communication. 

The Opening Session will be held on Sunday, August 2, from 1:30 – 4:00 pm. and will be your first class. During that class, you will receive a copy of your DISC profile (you will not receive it ahead of time).

On Thursday, June 25, you will receive an email from admin@onlinepersonalityassessments.com with your personalized link to complete the assessment. Please note, this may go to your spam/junk folder. Please complete the DISC assessment by COB Friday, July 10.

Charlottesville Guide & Information

We hope that you enjoy your time in Charlottesville. Please see below for information on things to do during the week.

Stay Engaged with the MBA & VBA

Be sure to stay connected with the MBA and VBA throughout the year!

  • Maryland Bankers Association
  • Virginia Bankers Association
    • Follow the VBA on Facebook, LinkedIn and Instagram
    • View the VBA calendar of events here.
    • Learn more about VBA government relations efforts here.
    • Learn more about financial literacy programs through the VBA Education Foundation here.