Mid-Atlantic School of Banking Class of 2027

Internal Links Kristen Reid Michele Dunn

Mid-Atlantic School of Banking Class Schedule & Descriptions

View the second year curriculum schedule here!

Bank Financial Management II

The Bank Financial Management II couse will build off the basics you learned in Bank Financial Management I and will cover how to understand balance sheet management, how interest rate risk can impact a bank, and the regulatory requirements for managing interest rate risk. The course will also provide a primer on managing the financial components of a bank using the BankExec simulation.

Bank Strategic Planning

This session provides a practical roadmap for aligning strategy, planning, and profitability to drive stronger bank performance. Participants will learn how to conduct meaningful situation analyses, define a clear vision, and translate strategy into measurable objectives and actionable plans. Through real-world examples, the session demonstrates how profitability metrics can guide decision-making, strengthen accountability, and improve results across the organization. By the end of the session, participants will be equipped to:

  • Learn to identify key internal strengths and weaknesses, as well as external opportunities and threats, to inform strategic decision-making
  • Develop clear vision statements and strategic objectives aligned with organizational goals
  • Translate strategy into actionable operating plans and financial projections
  • Use profitability insights to enhance performance and accountability culture
  • Make focused, high-impact strategic choices that drive long-term success
Credit Portfolio Management

This course will explore the function and impact of key risk management controls necessary to support commercial lending and credit risk management activities of commercial banks. Topics will include the historical causes of bank failures, the credit related risks assumed by commercial banks, and the function of key risk controls relative to asset quality and bank profitability. Approaches and techniques to examine the key risk management controls will be explored with specific focus on managing the loan portfolio and the commercial loan decisioning process.

Effective Negotiations

This course equips bankers with a practical process to use in influencing others and negotiating agreements, both inside and outside the bank. Students will use examples from their own banks in identifying interests, developing workable options and conducting real life negotiations.

Performance Management

Being regarded as a good manager can take you a long way in any organization. Conversely, being viewed as a weak manager can be somewhat limiting to a career. This course will provide the practical tools and methods needed to effectively lead and supervise others to maximum performance.

Technology, Payments & Cybersecurity

Technology now touches every aspect of banking. To lead a bank effectively and confidently into the future, it is critical that one can leverage and manage technology in a rapidly changing environment, separating hype from reality and aligning the bank’s technology plans with its strategic goals. This class will help students learn the strategic application of technology in a banking environment, how the payments system is evolving, and the importance of risk management and cybersecurity, in specific banking areas and enterprise-wide.

Mid-Atlantic School of Banking Convocation 

The Mid-Atlantic School of Banking Convocation will take place on July 29 from 2:00 – 2:45 pm via Zoom. During this Zoom meeting, staff will walk through all of the Mid-Atlantic School of Banking logistics and answer any questions you may have. You will also hear from the third-year class officers about two of the social activities and how you can support local non-profits, one in Virginia and one in Maryland.

View the Convocation recording here. View the slides here.

Second Year Class Materials

The password to open all class materials is MASB2026.

Download a Mid-Atlantic School of Banking Notes page here.​

Bank Financial Management II

Bank Financial Management II

Bank Financial Management II - 2 slides per page

ALCO Meeting - Third Bank Handout

The ALCO Meeting – Third Bank Handout will be printed and available to you when you arrive at the MASB.

Bank Strategic Planning

Bank Strategic Management

Mid-Atlantic School of Banking Peer Group

The Peer Group presentation will be printed and available to you when you arrive at the MASB.

Credit Portfolio Management

Credit Portfolio Management

Credit Portfolio Management Class Outline

Fictional MLR

Material Loss Case Team Report Template

Sea Harvest Inc. Case Overview

Sea Harvest Team Report Template

Spreads FY01 to FY03 Sea Harvest Inc.

Effective Negotiations

Effective Negotiations

Performance Management

Performance Management Outline

Challenge The Boss or Stand Down Case Study

Technology, Payments & Cybersecurity

Technology, Payments & Cybersecurity

Home Study Assignments

Please note the password for all home study materials is “MASB2026″.

Along with attendance at all classes during the Mid-Atlantic School of Banking summer session, completion of eight home study problems (4 after the first year and 4 after the second year) with a passing grade is required to graduate from the Mid-Atlantic School of Banking.

Instructions and Mid-Atlantic School of Banking Honor Code

It is very important that you submit your home study assignments correctly as some instructors will deduct points for formatting. Please be sure to read the instructors directions carefully and if instructions aren’t included, follow the outline on the Mid-Atlantic School of Banking Home Study Instruction Sheet & Mid-Atlantic School of Banking Honor Code.

2026 Home Study Instruction Sheet

The Mid-Atlantic School of Banking students are expected to conduct themselves in accordance with the highest standards of honesty and integrity in the classroom, outside of the classroom and on the home study problems. Home Study problems are individual assignments meaning you are to work on the assignment ALONE and are not to discuss the questions, potential answers, strategy, research or data resources with another student. Also, please do not send your completed paper to another student as an example. Any evidence of shared work will be considered an honor code violation.

The Honor Code is:

On my honor, I pledge that I have neither given nor received assistance on this assignment and that all work is my own.

Violations of the Honor Code include:

  • Plagiarism – An act or instance of using or closely imitating the language and thoughts of another without authorization and the representation of that author’s work as one’s own, as by not crediting the original author.
  • Cheating – Receiving, giving and attempting to receive or give unauthorized assistance, such as materials, information, notes or sources, on home study problems.

You may seek assistance from a subject matter expert in your bank as part of your research BEFORE you start to write your papers. The subject matter expert cannot be another MASB student.

Submission

Submit your home study problems by sending to: homestudy@vabankers.org. The file should be saved as a PDF and titled with last name first initial – instructor’s last name (ex. Dunn M – Higgins). A COMPLETE SUBMISSION includes your cover sheet (accessed below), full paper, and completed evaluation (linked below).

2026 Home Study Cover Sheet & Honor Code

Home Study Evaluation: Please complete the home study evaluation so we can provide feedback to the instructor. You can access the evaluation here. Please submit the evaluation with your assignment and cover sheet.

There should be two attachments with your submission – please submit your cover sheet and paper in one document and your evaluation in a separate document.

Home study assignments and Pre-Assignment Zoom Recordings

Information on each assignment as well as pre-assignment zoom sessions will be posted soon.

Click here to join the home study general info call on Tuesday, August 25 at 3:00.

Meeting ID: 857 7213 3004
Passcode: 236492

Click here to view the recording.
Passcode:2*9tp+qd

Brad Schwartz – Due October 1

Bank Financial Management II Home Study Assignment

Click here to join the home study call with Brad Schwartz on Tuesday, September 8 at 10:00.

Meeting ID: 879 4831 4949
Passcode: 637040

Gary Higgins – Due November 2

Credit Portfolio Management Home Study Assignment

Jimmy Sawyers – Due February 1

Technology, Payments, and Cybersecurity Home Study Assignment

Richard Coughlan – Due March 1

Effective Negotiations Home Study Assignment

Important Parking Information

Please review the parking information carefully and contact Kristen Reid with any questions!

Parking at Darden: With other groups in house and the new hotel, parking is limited at Darden. With that, we have developed the following plan for students during the week of the Mid-Atlantic School of Banking.

  • Sunday, August 2: All students will park in the parking garage at Darden. Parking is free in the garage on Sunday.
  • Monday – Friday: All students will park at John Paul Jones Arena located at 295 Massie Road, Charlottesville, VA 22903 and will take a shuttle to/from Darden for the day of classes. Directions to JPJ can be found here.
    • You may park in any of the lots (West, South, East and the JPJ Garage – click here to see a map of the JPJ lots).

Shuttle buses will run each morning and each afternoon between the South Lot, located on the corner of Massie and Copeley Roads, and Darden. Please note – you may have a few minutes wait as buses transport people, but they will be running a continuous loop.

Social Event Parking: We have two evening social events at the Omni during the week – Sunday’s Welcome Reception and Thursday’s Third Year Class Party. For students staying at the Omni, you will access the parking as normal with your room key. For students who are staying at another hotel or are commuting, you will collect a parking ticket when entering the parking garage at the Omni. At the event’s check-in, ask for a parking voucher to use when exiting the garage.

Mid-Atlantic School of Banking Newsletters

June 23
June 30
July 7
July 14
July 21
July 28
Know Before You Go
Sunday
Monday
Tuesday
Wednesday
Thursday
Friday

Class Officers

Congratulations to our Class of 2027 Officers!

  • President: Andrea Carriere, United Bank
  • Vice President: Ben Lipchak, SouthState Bank
  • Treasurer: Zach McGill, First National Bank
  • Secretary: Rachel Dye, Chesapeake Bank

Class Photo

GroupMe QR Code

Social Schedule

Sunday, august 2 - Welcome Reception

Network with your classmates and staff, register for the third year class charity event, and enjoy some networking. Drinks and light refreshments will be provided.

monday, AUGUST 3 – kickball

Join your classmates for a kickball battle of the classes! Dinner will be provided. Please RSVP here by July 29 or scan the QR code below.

Tuesday, august 4 - Third Year Class Charity Event

Support this year’s third year class at their charity event benefitting two charities – one in Virginia and one in Maryland. Click here or scan the QR code below to purchase your tickets. 

Thursday, august 6 - Third Year Class Party

All students are invited to attend the third year class party! All students will receive two drink tickets. After that, a cash bar will be available.

Photo Contest

Join the new Mid-Atlantic School of Banking Facebook group!

Staff Contact Information

Class Liaisons
Mid-Atlantic School of Banking Management & Oversight
State Bankers Association Executives

Charlottesville Guide & Information

We hope that you enjoy your time in Charlottesville. Please see below for information on things to do during the week.

Stay Engaged with the MBA & VBA

Be sure to stay connected with the MBA and VBA throughout the year!

  • Maryland Bankers Association
  • Virginia Bankers Association
    • Follow the VBA on Facebook, LinkedIn and Instagram
    • View the VBA calendar of events here
    • Learn more about VBA government relations here
    • Learn about financial literacy programs through the VBA Education Foundation here