Bank School Class of 2025
Bank School Class Schedule & Descriptions
Asset/Liability Management
This course introduces students to the risk to the bank’s income statement and balance sheet when interest rates change. The concepts of rate sensitive assets and rate sensitive liabilities will be studied. In addition, the course investigates the possibility of earning losses that can result from interest rate changes. Finally, students will study policies and procedures that may be able to reduce the danger of earnings losses in a volatile interest rate environment.
BankExec Simulation
BankExec was developed to provide bankers with an understanding of financial management challenges in banks. Except for senior management, few individuals in a bank have the opportunity to be exposed to the wide range of operating decisions that will be presented in this exercise. As a participant, you will be a member of a management team responsible for the operation of a $500 million bank. During the simulation, students will develop and implement policies in the areas of loans, securities investment, deposits, funding sources and capital. Students will face competition from other financial institutions operating in the same community and will be subject to a changing economic environment. A major purpose of the exercise is to develop an understanding of the complexities of managing banks in a dynamic economy and of the need for an integrated, consistent set of policies to maintain the growth, profitability and survival of the banking institution.
The simulation operates on the basis of quarterly decisions and reports. Students will receive reports at the end of each calendar quarter that describe the financial results of their bank and conditions in the economy. Virginia bank executives will be on hand to assist participants in making these important financial decisions.
Upon completion of the BankExec program, the students will make presentations demonstrating what they have learned from their participation in the program.
Banking Hot Topic (Topic varies each year)
Each year, the third-year class has a class, taught by a UVA professor and the VBA’s Darden liaison, Elena Loutskina, PhD on a relevant, current hot topic in the banking industry. Past sessions have included:
• Frontiers of Fintech
• Current State of the Banking Industry through the Lense of SVB
CAMELS Ratings
During this session, students will be introduced to and use the CAMELS Rating System to assess the safety and soundness of a case study bank. Additionally, students will outline the common risk trends most prevalent today in the financial services industry and participate in a conversation comparing common performance metrics for community banks in Virginia, the 5th District and the nation.
Team Dynamics
This session will walk through the stages of team development and highlight where teams can be derailed by differences in communication styles.
Bank School Convocation
The Virtual Bank School Convocation will take place on Wednesday, July 16th from 3:45 – 4:15 p.m. During this Zoom meeting, VBA staff will walk through all of the Bank School logistics and answer any questions you may have. You will also hear from your class officers about two of the social activities and how you can support a local non-profit.
Zoom Information for the 2025 Bank School Convocation
Join the Bank School Convocation here.
- Meeting ID: 899 7213 8314
- Passcode: 077523
You can view the recording of the Bank School Convocation here.
Passcode:
Third Year Class Materials
Please note the password for all class materials is “BankSchool2025″
Download a Bank School Notes Page Template Here.
BankExec Information
June 17 BankExec Team Formation Call
- Access the recording here.
- Passcode: x4a3A+&a
- BankExec Team Formation Presentation Deck
Class of 2025 - BankExec Teams
Third Year Class Email Addresses
BankExec Team Poster Assignment
Important Parking Information
Class Officer Contact Information
President
Ashley Mizelle
TowneBank
Vice President
Maggie Hinkle
United Bank
Secretary
Rosa Coffey
Bank of Botetourt
Treasurer
Eboni Lee
Benchmark Community Bank
Bank School Newsletters
Bank School Photo Contest
Social Schedule
SUNDAY, july 20 - Welcome reception
tuesday, july 22 - third year class charity event
thursday, july 24 - third year class party
VBA Staff Contact Information
Class Liaisons
- 1st Year Class Liaison: Michele Dunn (804) 347-4169
- 2nd Year Class Liaison: Marie Basil (804) 678-9672
- 3rd Year Class Liaison & BankExec: Gabby Bond (757) 561-3072
- Bank School Support: Monica McDearmon (804) 363-9347
- Bank School Support: Ann DeVilbiss (410) 758-1462
Bank School Management & Oversight
- Kristen Reid (804) 467-6193
- Bruce Whitehurst (804) 241-3223