2025 MBA/VBA Joint Convention
Event Portal
We are thrilled to welcome you to The Ritz-Carlton, Amelia Island for our event! This year’s Convention will combine a great lineup of speakers on timely topics and networking with bankers and industry providers. We are excited to come together, enjoy each other’s company and educate ourselves on industry topics together.
Please bookmark this page for easy access during the event!
Thank you to our portal sponsor, Q2
Q2 is a financial experience company that provides digital banking and lending solutions to banks, alternative finance, and fintech companies in the U.S. and internationally. Its end-to-end solutions help deliver secure, data-driven experiences for consumers, small businesses, and corporate users. Headquartered in Austin, Texas, Q2 has global offices and is publicly traded on the NYSE under the symbol QTWO. Learn more at Q2.com.
Contact:
David Beaver
Sr. Regional Sales Manager
Q2
O 312.529.4663 | David.beaver@q2.com
www.Q2.com
Convention Dates, About the Hotel & Attire
Convention dates
June 2-5, 2024
About the Ritz-Carlton, Amelia Island
The Ritz-Carlton, Amelia Island
4750 Amelia Island Parkway
Amelia Island, Florida 32034
A barrier island sanctuary of nature nestled along 13 miles of immaculate shorelines in North Florida, The Ritz-Carlton Amelia Island stands as an exquisite testament to refined luxury. This Amelia Island resort beckons with an allure of southern charm, where vistas seamlessly embody the sublime essence of the island.
- Learn more about the dining options here.
- Salt, a AAA 5-Diamond Restaurant will be open on Monday night, June 3, for Convention attendees. Reservations are recommended.
- Learn more about the spa services here - Convention attendees receive 10% off spa services!
- Learn more about the destination and activities here.
You can learn more about Amelia Island here.
Parking Information
Overnight valet parking is available for $25 per day for hotel guests.
For commuters, daily parking is available for $15 per day.
Attire
Attire for all Convention events is resort casual. Resort casual attire includes polo shirts, shorts, sandals, sundresses, etc. Dress requirements may vary with the specific restaurant or activity.
Agenda & Attendee Roster
Roster of Attendees
View the Attendee Roster Here!
Agenda
See the “Speaker Information & Session Materials” dropdown below for full General Session descriptions.
View the Exhibit Hall Layout Here!
| Sunday, June 2 |
Event | Location |
|---|---|---|
| 2:30–5:30 PM |
Registration & Refreshments Exhibit Hall Open 2:30-5:30PM |
Salon Foyers |
| 5:30–7:00 PM | Welcome Reception Sponsored by Investors Title Insurance Co. |
Ocean Front Lawn Weather Backup: Talbot Ballroom & Talbot Foyers/Colonnade |
| Monday, June 3 |
Event | Location |
|---|---|---|
|
7:00 AM |
Registration Desk Open Exhibit Hall Open 7:00 AM-12:15 PM |
Salon Foyers |
| 7:00-8:00 AM | Breakfast Sponsored by Stifel |
Salon Foyers |
| 7:30-8:15 AM |
Breakfast Session |
Salon Ballroom |
| 8:15-8:30 AM | Break Sponsored by Baker Donelson |
Salon Foyers |
| 8:30–11:45 AM | General Session & Breakout Sessions | General Session in Salon Ballroom Breakout Sessions in Plaza I & II |
|
8:30-8:45 AM
8:45-9:30 AM
9:30-9:50 AM Break
9:50-10:40 AM
10:40-11:00 AM
11:00-11:45 AM |
General Session in the Salon Ballroom Breakout Sessions in Plaza I & II |
|
| 9:30-10:30 AM |
Spouse/Guest Program: Turtle Tour & Nature Walk |
Meet Guides in the Hotel Lobby |
| 11:45 AM-12:15 PM | Registration Open | Salon Foyers |
| 12:15 PM | Exhibit Hall Closes | Salon Foyers |
| 1:00 PM | Golf Tournament: Shotgun Start Tournament sponsored by Vericast; Pre-registration required |
The Golf Club of Amelia Island |
|
9:00-10:30 PM |
Dessert Reception Sponsored by Marsh McLellan Agency, SageView, VBA Benefits Corp. and Voya |
Ocean Front Lawn Weather Backup: Talbot Ballroom & Talbot Foyers/Colonnade |
| Tuesday, June 4 |
Event | Location |
|---|---|---|
| 7:15 AM |
Registration Desk Opens Exhibit Hall Open 7:15 AM- 12:30 PM |
Salon Foyers |
| 7:30-8:30 AM |
Breakfast |
|
|
8:00-8:45 AM |
Association Business Meetings |
MBA in Plaza I & II |
| 9:00 AM-Noon | General Session & Breakout Sessions |
General Session in the Salon Ballroom Breakout Sessions in Plaza I & II |
|
9:00-9:05 AM
9:05-9:55 AM
9:55-10:10 AM
10:10-11:00 AM
11:00-11:10AM
11:10AM-12:00PM Sponsored by MBA Solutions |
General Session in the Salon Ballroom Breakout Sessions in Plaza I & II |
|
| 12:00-12:30 PM | Registration Desk Open | Salon Foyer |
| 12:30 PM | Exhibit Hall Closes | Salon Foyer |
| 2:00-4:00 PM | Fun in the Sun Social Sponsored by R&T Deposit Solutions |
Courtyard Weather Back-Up: Talbot Foyer/Colonnade |
| 6:30–10:15 PM |
Closing Reception, Dinner & Entertainment |
Reception on the Ocean Front Lawn; Dinner and Entertainment in the Salon Ballroom Weather backup for the reception is Talbot Foyer, Colonnade |
| Wednesday, June 5 |
|---|
| Departure |
Speaker Information & Session Materials
About Our Keynote Speakers
View the bios for all of our keynote speakers here!
Session Information
| Monday, June 3 | |
|---|---|
|
Breakfast Session: Economic Outlook Dr. Lindsey Piegza |
Chief Economist Dr. Lindsey Piegza will look at the current state of the economy and what it means going forward for overall growth, interest rates and monetary policy. She will cover macroeconomic trends in consumer spending and investment, in addition to new monetary and fiscal policy initiatives and the potential economic effects of these changes. She will also examine the changing global and political environment, and how it will affect the economy. Participants will leave this session able to advise management teams on the possible effect of economic issues on their organizations. |
|
Industry Perspectives Panel
|
The Industry Perspectives Panel will feature insights from Julie Thurlow and Reid Tingle, including discussions on topics like:
|
|
Your Bank Needs a Payments Strategy |
In today’s digital age, financial institutions cannot afford to overlook the significance of developing a comprehensive payment strategy to stay competitive and meet customer expectations. This session serves as a wake-up call for financial institutions to assess their current payment landscape, recognize the importance of a well-defined payment strategy, and adapt to the evolving customer expectations and technological advancements in the industry. |
|
Bank M&A: Market Update, Key Trends, and Best Practices Christopher Olsen |
The banking industry appears to be on the verge of a sizeable consolidation wave. M&A activity was sluggish of late due to a host of factors, including the FOMC’s tightening efforts and the resulting unrealized bond losses that emerged. However, the languid level of activity of late is increasingly looking like less of an extinguishment of M&A and more of a deferral of dealmaking into future periods as the tectonic forces driving consolidation in recent decades still hold and, in fact, have seemingly become more stout. Indeed, behind the scenes, merger discussions have been gathering momentum among both prospective sellers and would-be buyers alike. This session will provide an engaging update on the bank M&A landscape including transaction activity, valuations, deal drivers, key trends, and best practices. The discussion should be useful to all bank executives and directors for navigating a potential consolidation wave, whether from the perspective of potential sellers, would-be acquirers, prospective merger counterparties, and even those intending to remain fully independent. |
|
A Conversation with Brian Moynihan, Moderated by Bruce Whitehurst, VBA President & CEO Brian Moynihan, Chair of the Board & CEO, Bank of America |
During this conversation, Brian and Bruce will discuss top industry trends, leadership, and diversity, equity, and inclusion. |
| Tuesday, June 4 | |
|---|---|
|
The Geopolitical and Regulatory Outlook 2024 – 2025: How Elections and Markets are Transforming Everything Founder & Managing Partner, Fulcrum Macro |
Frank Kelly will give a macro overview of how geopolitics, geoeconomics, and elections are going to impact the markets in general and in the banking sector in particular. It is not just the U.S. with a big election year – there are more than 70 elections taking place around the world with more than half the population having the privilege to vote. How will this impact you and your community? What does it mean for the global, national, and local economies? What are the risks and opportunities? All this and more in this fun and exciting session. |
|
Banking on a Sustainable Future-Opportunities for Community Banks to Finance Renewable Energy Projects
|
While financing renewable energy has long been seen as mainly the domain of larger banks and corporations, solar tax equity investments can offer community banks an attractive inroad into renewable energy finance. The investment offers a compelling return profile and GAAP earnings impact, enhances a bank’s current corporate sustainability efforts and, in some cases, can qualify for CRA. Josh and Seth will provide a detailed overview of solar tax equity and the regulatory framework that they need to consider and follow when making a solar tax equity investment and what is required for CRA credit. Since the passage of the Inflation Reduction Act in 2022, the solar tax equity marketplace has shifted significantly. Josh and Seth will discuss the opportunities and challenges that community banks face. |
|
Clarity Amidst the Chaos Jason Clayton Director, Performance Trust Capital Partners |
Entering 2023, industry-wide tools for assessing interest rate risk had created a false sense of security that would manifest itself in substantial – possibly fatal – margin compression in the year ahead. Hidden in plain sight, most would not recognize the danger until the bank failures that occurred later in the first quarter, and even then many failed to acknowledge it on their own balance sheets. Capital allocation decisions in banking have long suffered from a narrow view of future shareholder value in a world where volatility and uncertainty are constant truths. This session introduces a dynamic framework for evaluating shareholder returns across multiple future scenarios to provide for greater sustainability of earnings over time. It is more difficult than ever to develop and execute on strategy, effective CEOs must operate within a process that instills confidence and clarity. Jason’s slides are available upon request. Please email Jason to receive a copy of his slides. |
|
Building Indivisible Teams – How Leaders Can Help Teams Reach Their Full Potential Denise Hamilton Inclusion Strategist and Author of Indivisible, WatchHerWork |
The 2020s have brought significant challenges, but we are more than capable of managing those challenges. In this inspiring session, Denise helps individuals learn the causes of their conflict and the tools necessary to successfully navigate differences in the workplace. |
Activities & Entertainment
Attire for all Convention events is resort casual. Resort casual attire includes polo shirts, shorts, sandals, sundresses, etc. Dress requirements may vary with the specific restaurant or activity.
Welcome reception
Sunday, June 2 from 5:30-7:00 PM
Ocean Front Lawn
Weather Backup: Talbot Ballroom & Talbot Foyers/Colonnade
Sponsored by Investors Title Insurance Co.
Our Welcome Reception will feature steel drum musical entertainment.
Spouse/Guest Program: Turtle Tour & Nature Walk
Monday, June 3 from 9:30-10:30 PM
Meet the Guides in the Hotel Lobby
Sponsored by S&P Global Market Intelligence
Pre-registration Required
Attendees should wear light clothing and comfortable athletic shoes - sandals and slides are not recommended. Please bring sunglasses and a hat as well. Bottled water will be provided.
This nature walk will be focused on the local gopher tortoises, which can be spotted in a number of areas on the property at The Ritz-Carlton. The tour will offer a history of turtles in the area and related conservation efforts, as well as other information on local flora and fauna. This event will take place on the beach near the dunes in order to gain close access to a gopher tortoise nest without disturbing the dunes! This event is limited to the first 35 registrants; please be sure to bring your own water bottle and wear proper footwear for walking along the beach.
*The Spouse/Guest registration is full. Please contact Gail Queen to be added to the waiting list or with any changes in plans.
Golf Tournament at the Golf Club of Amelia Island
View the Golf Tournament Players Roster Here!
Monday, June 3 with a 1:00 PM Shotgun Start
Tournament sponsored by Vericast
Additional golf sponsors:
Banc Card of America
ChaseCompGroup
Community Bankers’ Bank
D.A. Davidson
Deibold Nixdorf
FHN Financial
Kilpatrick Townsend & Stockton LLP
Motleys Asset Disposition Group
Profit Resources Inc.
Velocity Solutions
Pre-registration Required
2024 Golf Tournament Pairings
*Pairings may shift based on last-minute cancellations. All efforts were made to fulfill pairing requests, however, not all requests could be met, particularly for service providers. Upon reviewing the tournament pairings, should you decide that you would like to cancel your golf reservation, we are offering an opt-out option to cancel your golf registration at no cost to you. Opt-out submissions must be received no later than May 29.
The tournament is Captain’s Choice (Scramble) and will include:
- Longest drive contests
- Closest to the pin contests
- Cash prizes for winners
- Boxed lunches
A golf confirmation email will be sent to all participants that contains more details about the tournament.
*Pre-registration is required. The deadline to register for the Golf Tournament was May 17. Please contact Gail Queen with any changes in plans. To receive a refund, attendees must have canceled before May 17.
Monday evening Dessert reception
Monday, June 3 from 9:00-10:30 PM
Ocean Front Lawn
Weather Backup: Talbot Ballroom & Talbot Foyers/Colonnade
Sponsored by Marsh McLellan Agency, SageView, VBA Benefits Corp. and Voya
Join other Convention attendees after dinner on Monday evening to enjoy networking, beverages and dessert. No registration is required – this event is open to all Convention attendees and guests. The Dessert Reception will feature live musical entertainment.
Fun in the Sun Social
Tuesday, June 4 from 2:00-4:00 PM
Courtyard
Weather Backup: Talbot Foyer/Colonnade
Sponsored by R&T Deposit Solutions
Join us to socialize with your friends and colleagues. Enjoy an open bar, giveaways from sponsor R&T Deposit Solutions, and casual lawn games like cornhole, giant Jenga and Connect Four.
Stop by after lunch or come by before your swim – feel free to come dressed as you are! No registration is required – this event is open to all Convention attendees and guests.
Closing Reception & Dinner
Tuesday, June 4 from 6:30-10:15 PM
Reception on the Ocean Front Lawn
Dinner in the Salon Ballroom
Weather Backup for the Reception: Talbot Foyer, Colonnade
Reception Sponsored by Bankers Insurance
Dinner and Entertainment Sponsored by FHLBank Atlanta
All Convention attendees are invited to join us for a closing reception and dinner on Tuesday evening. Musical entertainment will be provided by the Band of Oz.
Daily Newsletters
Thank you to our daily newsletter sponsor, PCBB!
Wi-Fi Information
Sponsored by Virginia Housing
While onsite at The Ritz-Carlton, please use the following network/password during the general sessions.
Network: VirginiaHousing
Password: VirginiaHousing
Thank You to Our Sponsors!
Thank you to our event sponsors! Without their support, we could not stage a Convention of this scale. Please show your appreciation to them during the Convention.
Contribute to the 2024 VBA Education Foundation Annual Fund Campaign – Help Us Reach Our $60,000 Goal!
Please complete this form to help the VBA Education Foundation reach the 2024 goal of $60,000 for the Annual Fund Campaign by making a contribution to the Walter Ayers Fund for Financial Education. Contributions to this year’s campaign can be made via check or credit card.
CPE Information
For CPE credit, please email Ann DeVilbiss if you’re licensed in Maryland and Chandler Owdom if you’re licensed in Virginia.
Onsite Staff Contacts
Chandler Owdom
VBA SVP, Communications & Strategy
(804) 839-8420
Ann DeVilbiss
MBA Head of Programs & Membership Experience
(410) 758-1462
Amy Binns
VBA VP, Industry Partnerships
(804) 502-9205
Monica McDearmon
VBA VP, Communications & Financial Education
(804) 363-9347
Liz Frediani
MBA Chief of Staff & VP of Operations
(443) 926-3486
Ramon Looby
MBA President & CEO
(443) 699-6785
Bruce Whitehurst
VBA President & CEO
(804) 241-3223