Please bookmark this page for easy access during the event!

thank you to our portal sponsor, stifel

Working with banks in Virginia and across the United States, Stifel is committed to helping executives grow their businesses and better serve their customers. Anchored by an experienced team of financial strategists, traders and sales representatives, Stifel provides a suite of industry-focused services, analytics and products related to institutional investing, loan sales, asset liability management, derivatives strategy and funding. Contact McNeill Wells to learn more.

Contact:

McNeill Wells
Managing Director, Fixed Income Capital Markets
(901) 233-8809 | Wellsm@stifel.com
www.stifel.com

Agenda

Wednesday, August 20, 2025

2:30 p.m.	Registration for Ethics Session	James River Ballroom Foyer
3:00 – 4:40 p.m.	AI Ethics 2025* (Separate registration is required)	Potomac EF
The rapid evolution of artificial intelligence (AI) is reshaping industries, including accounting, with profound implications for professionals and firms. This Virginia-approved ethics course on responsible AI for the accounting profession explores the integration of AI in accounting, emphasizing ethical principles like transparency, accountability, privacy and fairness. The course offers a comprehensive overview of AI technologies, their applications in streamlining processes, and improving decision-making within the profession. It also addresses the challenges of regulatory compliance, data privacy and mitigating risks such as bias and security breaches. Through real-world case studies, you will gain insights into resolving ethical dilemmas, ensuring responsible AI usage, and fostering trust with clients and stakeholders.
5:00 – 6:30 p.m.	Welcome Cocktail Reception SPONSORED BY Piper Sandler	Magnolia Ballroom

*This course satisfies the annual two-hour Virginia Board of Accountancy (BOA) Ethics requirement.

Dinner is on your own. Enjoy your evening!

Thursday, August 21, 2025

7:30 a.m.	Registration | Continental Breakfast REGISTRATION SPONSORED BY Crowe BREAKFAST SPONSORED BY Profit Resources Inc.	James River Ballroom Foyer
8:00 – 8:15 a.m.	Welcome Announcements & Sponsor Introductions	​James River Ballroom ABC
8:15 – 9:15 a.m.	Extreme Uncertainty Clouds Economic and Interest Rate Outlooks Craig Dismuke | Stifel	​James River Ballroom ABC
President Trump’s economic agenda has upended rather placid outlooks for the economy, inflation, and the path forward for interest rates.  The U.S. economy has not experienced a change in trade policy as sizeable as what has been proposed in many decades, if ever.  Expectations are that higher tariff rates will meaningfully increase consumer prices at a time when inflation is stubbornly above the Fed’s target.  However, that wave of inflation has yet to materialize and real activity has remained surprisingly resilient throughout the chaotic policy-making process.  In this presentation, we will look at the factors clouding the outlook and why investors now expect a slower normalization of interest rates.
9:15 – 9:30 a.m.	Networking Break SPONSORED BY FHN Financial	James River Ballroom Foyer
9:30 – 10:30 a.m.	Breakout 1: ​2025 Mid-Year SEC Update – Changing Tides and Disclosure Trends Adrianna ScheerCook & Greg Parisi | Troutman Pepper Locke	Shenandoah Ballroom
​Publicly traded banks and bank holding companies are confronting changes and uncertainties in the regulatory, economic and political landscape. This session will focus on the SEC’s current approach to rulemaking, enforcement and comment letters, as well as best practices for navigating the current disclosure environment. We will also review the EDGAR Next filing platform and the steps to prepare for the filing system transition.
9:30 – 10:30 a.m.	Breakout 2: Surviving FDICIA in a Dynamic Industry AJ Eschle, CPA, MBA & David Heneke | CliftonLarsonAllen, LLP	​James River Ballroom ABC
As banks continue to grow, it is important to understand how asset size will affect the Bank’s accounting and internal control requirements. Bankers should understand the requirements if their institution is approaching the $500 million or $1 billion thresholds considering crucial planning and realistic timelines. We will cover the key facts about FDICIA including auditing and enhanced reporting requirements as well as audit committee responsibilities, with more of a focus on crossing the $1 billion threshold. This year’s session will also address the FDIC’s July 2025 proposed rule to adjust and index the $500 million and $1 billion asset thresholds under Part 363 for inflation. If adopted, these changes could shift when institutions become subject to FDICIA’s internal control and audit requirements. Attendees will gain insight into the proposed indexing methodology, potential implementation timelines, and how these adjustments could impact strategic planning for growing institutions.
10:30 – 10:45 a.m.	Networking Break	James River Ballroom Foyer
10:45 – 11:45 a.m.	Mitigating Loss: Combatting the True Cost of Fraud Terri Luttrell, Abrigo	​James River Ballroom ABC
Fraud continues to be top of mind for financial institutions, with hard dollar losses growing at an all-time high. In this session, we will discuss the true cost of fraud and gain valuable insights into the tangible and intangible losses incurred due to simple and complex fraud schemes. You will come away with a comprehensive understanding of various types of fraud affecting financial institutions, actionable steps to mitigate their impact, and the importance of collaboration among industry peers and law enforcement partners.
11:45 a.m. – 12:30 p.m.	Lunch SPONSORED BY FHLBank Atlanta	Potomac & Shenandoah
12:30 – 1:15 p.m.	Exhibitor Speed Dating	​James River Ballroom ABC
1:20 – 2:20 p.m.	Balance Sheet Strategies Kevin Wanke and Hayes Bynum | Piper Sandler	​James River Ballroom ABC
Join Piper Sandler’s Kevin Wanke and Hayes Bynum as they provide a balance sheet management overview including investment portfolio trends, hedging themes, and more.
2:20 – 2:35 p.m.	Networking Break	James River Ballroom Foyer
2:35 – 3:35 p.m.	What Bank Management Teams Need to Know: M&A and Capital Planning Discussion Chris Kochard | Keefe, Bruyette & Woods, A Stifel Company	​James River Ballroom ABC
This session provides a primer on bank M&A and capital planning and KBW’s observations on market themes today. Gain practical insight on what bank management teams need to know about the current M&A and capital raising landscape in 2025 and beyond.
3:35 – 3:55 p.m.	Networking Break	James River Ballroom Foyer
3:55 – 4:55 p.m.	Industry and Regulatory Update – A Fireside Chat Bruce Whitehurst | Mid-Atlantic Bankers Association & Virginia Bankers Association Tyler Mondres | American Bankers Association	​James River Ballroom ABC
4:55 – 6:30 p.m.	Cocktail Reception SPONSORED BY Brown, Edwards & Co.	James River Ballroom Foyer

Dinner is on your own. Enjoy your evening!                                                       

Friday, August 22, 2025

8:00 a.m.	Continental Breakfast	James River Ballroom Foyer
8:30 – 8:35 a.m.	Announcements	​James River Ballroom ABC
8:35 – 9:35 a.m.	Tax, Accounting, & Regulatory Update   Brandon Driver, CPA & Joe Musumeci , CPA, AEP | YHB	​James River Ballroom ABC
Join Brandon and Joe from YHB as they provide an update on a variety of tax, accounting, and regulatory issues facing banks, including the recently passed One Big Beautiful Bill Act. This update will equip you with key insights heading into year end and into 2026.
9:35 – 9:50 a.m.	Networking Break	James River Ballroom Foyer
9:50 – 10:00 a.m.	Sponsor Drawings	​James River Ballroom ABC
10:00 – 11:00 a.m.	Closing Keynote: Executive Presence Alan Dow, M.D. | Envoy SPONSORED BY VCDC	​James River Ballroom ABC
As uncertainty for the future continues to dominate the thinking of leaders and employees, this talk covers the techniques to deploy to reduce ambient stress and improve healthy decision-making in organizations. Pandemics, economic crises, intense political and social tensions. These past few years have put many of us on a survival setting but risk burnout unless we can channel energies appropriately. Curating the best in mental well-being, public health, and employee engagement strategies, we address the “six fatigues” – physical, mental, emotional, inactivity, social, and purpose fatigues – with techniques to create energy for optimal executive decision-making and creating organizational environments for sustainable team performance.
11:00 – 11:15 a.m.	Break	James River Ballroom Foyer
11:15 a.m. – 12:15 p.m.	CFO Roundtable (bankers only)	James River Ballroom ABC
12:15 p.m.	Conference Adjourns

*Speakers and topics are subject to change

Virtual Sessions

Register for the 2025 CFO Conference and add-on the virtual sessions which include a one-hour webinar each month AND registration to the 2025 December Accounting Peer Group co-hosted with Brown Edwards LLC.

September 19th 9:30-10:30 am: Weighing the Risk and Rewards to Current Artificial Intelligence Use Cases at Your Institution

This session delves into the benefits and challenges of implementing AI in financial institutions, offering a balanced view of its impact on operations, compliance, and customer experience. Attendees will learn to evaluate AI use cases critically, ensuring they align with their institution’s strategic goals and alternative risk management frameworks since formal regulation around AI is currently nascent.

October 9, 2025: The GENIUS Act & the Future of Money: What Every Bank C-Suite Needs to Know

The GENIUS Act passed the US Senate. It’s the U.S.’s first comprehensive federal framework for stablecoins, poised to transform how banks hold deposits and compete on payments. This critical legislation offers a regulatory greenlight for banks to dive into the stablecoin economy, impacting everything from your balance sheet to your client relationships.  During this session, the following topics will be covered:

• Defining stablecoins and tokenized deposits within banking: simplifying beyond the jargon
• The GENIUS Act decoded: What the regulatory changes mean for your bank.
• Strategic implications: Deposits, payments, and compliance in a new era.
• To Issue or Not to Issue: Should your bank be issuing their own stablecoin?
• Getting started to compete: Safely and competitively prepare your institution.

Up to the minute updates on the latest activity, investments and progress in stablecoin by banks will be provided!

November 19, 2025: Trends in Insurance Claims Every CFO Should Know

December 9, 2025: Accounting Peer Group, Co-Sponsored by Brown, Edwards & Company, L.L.P.

Session Materials

All CFO Conference presentations are password protected.

Password: CFOConf2025

Uncertainty Clouds Economic and Rate Outlooks | Craig Dismuke | Stifel Financial

2025 Mid-Year SEC Update | Adrianna ScheerCook & Greg Parisi | Troutman Pepper Locke

Surviving FDICIA in a Dynamic Industry | AJ Eschle & David Heneke | CliftonLarsonAllen LLP

Balance Sheet Strategy Trends | Kevin Wanke and Hayes Bynum | Piper Sandler

What Management Needs to Know - Bank M&A and Capital Markets | Chris Kochard | Keefe, Bruyette & Woods, A Stifel Company

YHB Tax Accounting and Regulatory Update | Brandon Driver & Joe Musumeci | YHB

Executive Presence | Alan Dow, M.D. | Envoy

Meet the Speakers!

Hayes Bynum | Piper Sandler

Hayes Bynum is a Vice President in the Piper Sandler Financial Strategies group at Piper Sandler & Co., where he advises financial institutions on derivative hedging implementation and execution, risk mitigation, investment portfolio management, and balance sheet initiatives. He began his career with Sandler O’Neill & Partners, and holds a Bachelor’s degree in Mathematics from the University of Iowa.

Craig Dismuke | Stifel

Craig Dismuke is a Managing Director and Chief Market Strategist in Fixed Income Capital Markets at Stifel Financial. Prior to acquisition, Craig was Chief Economist at Vining Sparks. He speaks often at industry conferences on the U.S. economic landscape and expectations for interest rates. Craig has appeared frequently on CNBC, Fox Business, and Bloomberg TV. He lives in Memphis, Tennessee with his wife, Ashley, and three children. He is actively involved with St. Jude Children’s Research Hospital.

Alan Dow, M.D. | Envoy

Alan Dow works at the cross-section of health, teamwork, and social science. He is an internal medicine physician who leads organizational units focused on collaboration, continuing education, and inpatient medical care. Alan advises organizations on how to reframe health and wellness as an integral part of the workplace, to challenge conventional wisdom around wellbeing, and to create great workplaces for individuals and teams. He works with audiences to explore emotional intelligence, active listening, and trust to create environments where everyone thrives.

Brandon Driver, CPA | YHB

Brandon has dedicated his entire 18-year career to serving financial institutions. His current client base includes both SEC and non-SEC banks ranging from $250 million to $6 billion in total assets, and includes clients located in Virginia, West Virginia, Maryland, and Pennsylvania.  Because of his extensive industry expertise, Brandon takes the lead providing technical updates to the YHB team and also directs the Financial Services Team’s client education program, leading webinars and providing GAAP, SEC, taxation, and other updates to YHB’s diverse financial institution client base.

AJ Eschle, CPA, MBA | CliftonLarsonAllen, LLP

A.J. has more than 18 years of experience providing audit, internal audit, risk management, and accounting services to financial institutions. A.J. serves more than 40 institutions ranging in total assets from $10 million to $6.5 billion through financial statement audits, outsourced internal audit services, compliance, and other specialized advisory services.  A.J. technical experience includes: financial institutions, financial statement opinion audit, risk management and internal audit. 

David Heneke | CliftonLarsonAllen, LLP

David is a principal with the financial services group, dedicated to financial statement audits, internal audits, and various consulting projects for the banking industry. David began his career with CliftonLarsonAllen in 2005, and has spent his entire career working with financial institutions. He is a speaker for various associations on the topics of FDICIA, data analysis, internal audit, and CECL.

Chris Kochard | Keefe, Bruyette & Woods, A Stifel Company

Chris Kochard joined KBW in 2012 and serves as a Director in the firm’s depository investment banking group. He is based in KBW’s Richmond, VA office and is responsible for merger & acquisitions, strategic advisory and private and public capital markets transactions for financial services businesses based in the Southeast. He has advised on more than 80 M&A and capital transactions with an aggregate transaction value in excess of $15 billion. Chris graduated from the University of Virginia with a BS in Systems Engineering and a BA in Economics with a concentration in finance.

Terri Luttrell | Abrigo

Terri Luttrell is CAMS-Audit and CFCS certified and has over 25 years in the banking industry, working both in medium and large community banks in the areas of compliance/fraud, commercial lending, and deposit operations. As an AML/CFT consultant, she has helped institutions develop BSA/OFAC programs to ensure all regulatory requirements are met. She has also managed a team of AML investigators for a large/cross-border institution, among other roles. Terri is currently Compliance & Engagement Director with Abrigo.

Tyler Mondres | American Bankers Association

Tyler Mondres serves as Senior Director of prudential regulation at the American Bankers Association. Prior to this role, he led ABA’s economic research team for six years, following three years as a fintech analyst. He also served as a policy analyst at the FDIC and is a graduate of Virginia Tech.

Joe Musumeci, CPA, AEP | YHB

Joe is a Tax Partner in our Owings Mills office with over 20 years of experience reviewing and preparing a variety of federal and state tax returns. He has a bachelor’s degree from Georgetown University and a Master of Business Administration degree with an accounting concentration from Loyola University Maryland. Joe is a member of the American Institute of Certified Public Accountants, the Maryland Association of Certified Public Accountants and the Baltimore Estate Planning Council. He serves on the MACPA State Tax Committee. Joe provides tax and accounting services to engineering firms and financial institutions.  He specializes in accounting for income taxes including assisting businesses with the creation and maintenance of income tax calculation spreadsheets. Joe also provides tax, accounting, and consulting services to trusts, estates, and small businesses.

Greg Parisi | Troutman Pepper Locke

With over 20 years of experience, Greg focuses on capital markets transactions, mergers and acquisitions, securities law and exchange compliance, public disclosure obligations, corporate governance, and commercial matters, with a particular focus on representing financial institutions, fintech and other financial services companies. Greg often serves as principal outside counsel for his clients. Greg leverages his broad experience and pragmatic approach, bringing a wealth of knowledge, business insight and practical problem-solving skills to efficiently manage transactions and advise clients in an evolving legal landscape. He combines his corporate and transactional experience with a robust knowledge of bank regulatory issues to provide valued legal solutions for financial institutions. Greg often works closely with clients to design and implement internal policies and procedures and contractual safeguards in commercial arrangements in connection with corporate and regulatory requirements and risk management best practices. Greg leads transactions across the business cycle, from venture financings and private placements to public offerings and from asset acquisitions and sales to significant public company mergers. He advises both issuers and underwriters in securities offerings. Greg also enjoys supporting a variety of pro bono clients and has focused on providing practical education to at-risk individuals on the responsible use of credit.

Adrianna ScheerCook | Troutman Pepper Locke

Adrianna advises publicly traded and privately held companies, with a focus on financial institutions, on corporate governance, securities law and exchange compliance, regulatory and disclosure matters, and mergers and acquisitions. Adrianna works closely with her clients’ boards of directors and executive officers to provide bespoke legal solutions that leverage her corporate, regulatory and transactional experience, as well as to keep her clients up to date on the impacts to them of the changing legal landscape. Adrianna regularly advises clients on compliance with federal securities laws and exchange compliance and corporate governance matters. She also assists companies with periodic and current public disclosure obligations, annual and special meetings of shareholders and equity and debt offerings.

Kevin Wanke | Piper Sandler

Kevin Wanke is a Director in the Piper Sandler Financial Strategies group at Piper Sandler & Co., where he works with financial institutions in the areas of balance sheet management, asset liability management, and strategic business planning. Mr. Wanke holds a Bachelor of Arts in Economics from Lafayette College.

Bruce Whitehurst | Mid-Atlantic Bankers Association & Virginia Bankers Association

Following a 10-year career in retail and commercial banking, Bruce joined the Virginia Bankers Association in 1993, its 100th anniversary year. He has served as president and chief executive officer of the association since 2007 and was previously executive vice president. Bruce also serves as president and chief executive officer of the Mid-Atlantic Bankers Association, which was formed in July 2024 to combine the Maryland Bankers Association’s and VBA’s organizations and operations. While at the VBA, Bruce has worked with member banks in a variety of areas, to include government relations, education and training, financial literacy, and partnering with banks in a number of innovative ways to help them enter new lines of business. He also speaks about and on behalf of the industry on a regular basis. As a banking industry advocate, Bruce is active at the national level. He served on the American Bankers Association’s Regulatory Reform Task Force during the 2008-2009 financial crisis and served as an ABA Board member and chairman of the  Alliance of State Bankers Associations in 2012-2013. He has also served on several other committees and councils at the national level. Committed to serving his community, Bruce is a director of and has chaired United Methodist Family Services in Richmond, VA and the Virginia Council on Economic Education. Bruce received his Bachelor of Arts degree from the College of William & Mary, his MBA from the University of Richmond and is a graduate of the Virginia Bankers School of Bank Management.

Attendee Roster

See who is attending here!

VBA Event Cancellation Policy

All cancellations will be charged a $25.00 administrative fee. Cancellations received less than 72 business hours before the program will be charged a $75.00 administrative fee plus any additional fees associated with the training. Substitutions are allowed prior to the beginning of course.

SPECIAL NEEDS

Please share any specific needs that should be considered as we plan for the conference (i.e. hearing impaired, sight impaired, etc). Please contact Kristen Reid with any details.

Hotel Information

Omni Richmond Hotel
100 S 12th Street
Richmond, VA 23219

Parking

Staying at the Omni? Valet parking at the Richmond Omni is available at a special rate of $15/overnight for CFO Conference attendees who are staying at the hotel (parking will be included in your room rate.

Not Staying at the Omni? Self-parking (both daily and overnight) are available in the James Center (no in/out privilege). The current rate is $6/hour, with a max of $35. 

Nearby decks offer “hotel” parking but are not secured or monitored by the hotel. Neither the hotel or the state associations will be responsible for any damage or claims resulting from parking in these unauthorized locations.

Thank You to Our Sponsors!

 

ABA Insurance Services
Pat Williams, CPCU, Business Development Manager
ppwilliams@abais.com | (216) 220-1280
www.abais.com

ABA Insurance Services, a Member of Great American Insurance Group, provides D&O, bond, and cyber insurance to financial institutions, including trust companies and banks-in-formation, through VBA’s Endorsed Provider program. Recognized as insurance experts who understand banking operations, their tenured and experienced team of underwriting and claims professionals are highly regarded for their in-depth knowledge and expertise. They help mitigate risks by providing valuable loss control resources such as SafeTalk® newsletters, SafeAlert® bulletins, and webinars. With over 30% nationwide market share, the program is a market leader that has been supporting the banking industry for over 35 years. The program’s primary reinsurer, American Bankers Mutual Insurance, Ltd., has declared 35 consecutive distributions to eligible banks, totaling $104.6 million. P&C and Excess insurance, as well as STAMP surety bonds, are also available from ABA Insurance Services.

 

American Bankers Association
Janet Skelly, Vice President, Membership
jskelly@aba.com | (202) 663-7657
www.aba.com

The American Bankers Association proudly represents banks of all asset sizes and charter types. The ABA’s main functions include advocating for policies that benefit the banking industry, providing training and resources for bank employees, and fostering innovation in the financial sector. 

 

ACBB
Kitty Moyer, VP, Business Development Advisor
kmoyer@acbb.com | (717) 798-1073
www.acbb.com

ACBB strives to create trusting partnerships with financial institutions which enhance their capabilities and empower their communities. By delivering sophisticated correspondent banking services, innovative tools, tailored lending options, and expert guidance they help their clients access new business opportunities, attract and retain customers, streamline operations, and boost profitability so they can compete in today’s marketplace and better serve their customers and communities.

 

Arctic Wolf
Anna Connelly, Account Representative, Southern VA
anna.connelly@arcticwolf.com | (888) 272-8429
https://arcticwolf.com

Using the cloud-native Arctic Wolf® Platform, they help organizations end cyber risk by providing security operations as a concierge service. Arctic Wolf solutions include Arctic Wolf® Managed Detection and Response (MDR), Managed Risk, Managed Security Awareness, and Incident Response; each delivered by their Concierge Delivery Model. Highly-trained security experts work as an extension of internal teams to provide 24×7 monitoring, detection and response, as well as ongoing risk management to proactively protect organizations while continually strengthening their security posture.

 

Artisan Advisors
Bob Shifflett, Director, Enterprise Solutions
bshifflett@artisan-advisors.com | (540) 421-6860 
www.artisan-advisors.com

Artisan Advisors is a premier consulting firm that specializes in strategic consulting, risk assessment, core financial technology and organizational efficiency services for community financial institutions. Artisan™s team of former bank CEOs, CFOs, board directors, compliance, credit and lending officers, financial technology experts, and marketing strategists works closely with banks to help them succeed in an increasingly complex operating and regulatory environment.

 

Brown, Edwards & Company L.L.P.  
Alan Landes, Partner
alandes@BECPAS.com | (540) 246-3366
https://becpas.com/industries/community-banking/

Brown Edwards’ financial institution professional services help management improve procedures, manage risk exposure, and enhance earnings. As a top 70 firm with over 50 years of banking experience, their team will design a specific program for your organization’s needs while providing best practices and cost-effective outsourced services. They provide a full range of services including internal audits, compliance and regulatory audits, SOX/FDICIA assessments, information technology audits, loan reviews, financial statement audits, and model validations.

 

Community Bankers’ Bank  
Jay McNamara, Vice President, Regional Manager
jmcnamara@cbbonline.com | (804) 495-6465
www.cbbonline.com

Community Bankers’ Bank is a State-Chartered Fed Member bankers’ bank, owned and directed by independent community banks in the Fifth Federal Reserve District and contiguous states. It gives community banks unique and outstanding value through the economies of scale it creates as a bank partner, never a competitor. It provides the products and services that banks need to operate and excel. CBB’s competitive pricing and superior service make it a vital resource for community banks.

 

Compliance Alliance
Justin O’Neall, Sales Executive
justin@compliancealliance.com | (512) 776-0741
https://compliancealliance.com/

Compliance Alliance helps community banks navigate complex regulatory requirements with confidence. Owned by 38 State Bankers Associations, they offer a comprehensive suite of services: Compliance Hub, Virtual Partners,  Tailored Solutions, and Cyber Institute delivered by seasoned industry professionals. Their experts provide the tools, guidance, and hands-on support banks need to stay ahead of regulatory changes. Together, these services make Compliance Alliance the trusted partner in proactive, practical compliance management for community banks nationwide.
VBA Endorsed Provider | MBA Preferred Provider

 

Crowe LLP
Lori Charlesbois, Business Process, Risk, and Controls Partner
lori.charlesbois@crowe.com | (202) 552-8000
www.crowe.com/industries/banking

Crowe LLP is a public accounting, consulting, and technology firm that uses its deep industry expertise to provide services to public and private entities. Crowe is recognized by many organizations as one of the best places to work in the U.S. with 1,200 banking specialists.  Crowe is committed to the financial institution industry with over 2,700 clients. 

 

Elliott Davis  
Josh White, CPA, CFIRS, Shareholder
josh.white@elliottdavis.com | (919) 987-2760
www.elliottdavis.com

With 900 forward-thinking professionals, Elliott Davis is a leading business solutions firm offering a spectrum of services in the areas of tax, assurance and consulting to over 500 financial institutions across the country. Elliott Davis Advisory, LLC and its subsidiary entities provide tax and business consulting services to their customers. Audit and assurance services are provided by Elliott Davis, LLC (doing business in NC and D.C. as Elliott Davis, PLLC), a licensed CPA firm.

 

FHLBank Atlanta
Dan Brenton, Senior Relationship Manager
dbrenton@fhlbatl.com | (404) 858-6008
https://corp.fhlbatl.com/

FHLBank Atlanta is a cooperative bank that offers competitively priced financing, community development grants, and other banking services to help member financial institutions make affordable home mortgages and provide economic development credit to neighborhoods and communities.

 

FHN Financial
Trae Winston
trae.winston@fhnfinancial.com​ | (901) 435-8757
www.fhnfinancial.com

FHN Financial is an industry leader in fixed income sales, trading, and strategies for institutional customers in the US and abroad. With an average daily trading volume of $4.2 billion, FHN Financial transacts business with approximately 45% of all US banks with portfolios over $100 million.^1
|1For 24-month period ending 4Q24.

 

First Bankers’ Banc Securities, Inc.
Jim Lewis, Vice President, Sales
jlewis@fbbsinc.com | (866) 530-2846
www.FBBSinc.com

 

 

 

ForvisMazars
Lauren Callahan, Director
lauren.callahan@us.forvismazars.com​ | (703) 226-0061
forvismazars.us

Forvis Mazars is a trusted advisor to over 1,000 U.S. banks, offering deep industry expertise and tailored assurance, tax, and consulting services. They help community banks navigate regulatory complexity, mitigate risk, and drive growth through strategic insights and tools like ProBank Advisor®. Our commitment to an Unmatched Client Experience® ensures collaborative, forward-thinking solutions that empower institutions to thrive in a dynamic financial landscape.

 

IntraFi
Patrick Kealey, Managing Director, Mid-Atlantic
pkealey@intrafi.com | (703) 292-3468
Intrafi.com

IntraFi is the nation’s largest deposit network, connecting thousands of financial institutions. Its solutions provide seamless access to large-dollar deposit and liquidity management services, enabling institutions of all sizes to strengthen customer relationships, reduce risk, and increase balance sheet flexibility. A trusted industry partner for 20+ years, chosen by 3,000 banks, IntraFi is the inventor and leading provider of reciprocal deposit solutions and overnight and wholesale funding solutions.
VBA Endorsed Provider

 

KeyState
Sanford Fleck, SVP, Business Development
sfleck@key-state.com | (702) 598-3738
www.key-state.com

KeyState helps community banks unlock earnings from unexpected places.  Since its founding in 1991, KeyState has provided 150+ community banks with innovative investment structures to boost profitability. Through its SEC-registered RIA affiliate, KeyState manages over 50 bank investment subsidiaries and $20B+ in bond portfolios.  And since 2020, KeyState has helped community banks place over $700M in tax credit investments, financing 150+ renewable energy projects.
VBA Endorsed Provider | MBA Preferred Provider

 

Ncontracts
Michael Harrison, Account Executive
Michael.harrison@ncontracts.com | (703) 626-8894
www.ncontracts.com

Ncontracts is a leading provider of SaaS-based compliance and risk management software and services to financial institutions. Our GRC solutions cover vendor management, enterprise risk management, business continuity, compliance, audit and findings management, and cybersecurity. They provide seamless management of the complete lifecycle of risk and compliance, backed by dedicated support, unlimited training, and guaranteed accuracy. 
VBA Endorsed Provider

 

PCBB
Dennis Falk, SVP, MidAtlantic Regional Manager
dfalk@pcbb.com | (804) 944-6265
Jo Ellen McKinley, SVP, National Business Development Manager
jmckinley@pcbb.com | (804) 634-7265
www.pcbb.com

PCBB believes in the power of local financial institutions to be the catalyst of small business growth and to enable communities to thrive. Their team is committed to providing not only the tools and knowledge their customers need to serve their clients, but also the partnership and trust they deserve. Their robust suite of competitive services includes cash management and international services, lending solutions, and profitability and risk management advisory services. These solutions help community financial institutions maximize revenue, increase efficiency, and manage risk.

 

PNC Capital Markets
Rich Ferry, SVP, Managing Director
richard.ferry@pnc.com | (412) 762-9256
https://www.pnc.com

PNC Bank’s Financial Institutions Group (FIG) is an experienced team of financial industry professionals specializing in the delivery of a wide range of capital markets and advisory services to community banks. PNC’s FIG platform leverages PNC’s expertise and experience to provide a comprehensive range of banking, capital markets, and investment advisory solutions. 

 

Profit Resources Inc.
Brady Chianciola, Consultant
bradyc@profitresources.com | (413) 544-1584
https://profitresources.com

Profit Resources, Inc. (PRI) enhances interchange income and debit card profitability, evaluates, and negotiates core system contracts, and completes process improvement throughout every area of the bank. PRI strengthens banks by making quantifiable improvements to profitability and efficiency. From revenue enhancement to expense reduction, PRI directly impacts profits.

 

QSI
Kris Keefauver, Account Executive
kristopher.keefauver@qsibanking.com | (520) 331-5691
www.qsibanking.com

QSI is NCR’s largest financial partner. They offer turnkey ATM and ITM solutions, including outsourcing and in-house financing. Other solutions include TCRs, video, alarm, security and branch equipment.

 

S&P Global Market Intelligence
Ryan Chakalos, Relationship Manager, Sales Strategy and Financial Partnerships
ryan.chakalos@spglobal.com | (434) 529-2870
www.spglobal.com/market-intelligence/en/industries/u-s-community-banks

In 2016, SNL Financial and S&P Capital IQ joined forces as S&P Global Market Intelligence to deliver the most sector-specific, comprehensive and reliable intelligence in the industry. For community banks, they offer solutions to help you evaluate market opportunities, manage risk and maximize performance. Leverage your internal data as an asset with S&P Global Market Intelligence’s SNL Banker solution, an internal reporting tool for banks. 
VBA Endorsed Provider | MBA Preferred Provider

 

ServisFirst Bank
Caroline Yates, Correspondent Relationship Manager
cyates@servisfirstbank.com | (334) 301-9449 
https://www.servisfirstbank.com/

ServisFirst Bank is a $18B bank based in Birmingham, Alabama with a full service correspondent division serving over 400 banks in the southeast. Their agent credit card program is endorsed by the VBA and newly endorsed by the MBA. 
VBA Endorsed Provider | MBA Preferred Provider

 

Stifel
McNeill Wells, Managing Director, Fixed Income Capital Markets
Wellsm@stifel.com | (877) 786-0955
www.stifel.com

Working with banks in Virginia and across the United States, Stifel is committed to helping executives grow their businesses and better serve their customers. Anchored by an experienced team of financial strategists, traders and sales representatives, Stifel provides a suite of industry-focused services, analytics and products related to institutional investing, loan sales, asset liability management, derivatives strategy and funding.

 

Strata Decision Technology
Peter Belanger, Director, Customer Success 
pbelanger@stratadecision.com | (508) 736-7555
www.stratadecision.com/solutions/financial-institutions

Strata Decision Technology provides innovative enterprise performance management software, data, and intelligence solutions for financial institutions. Its powerful budgeting and planning, profitability, and analytics solutions ” including robust reporting and visualization tools” help institutions elevate performance and transform vision into reality. Hundreds of leading banks and farm credit associations rely on Strata™s Axiom solutions and proven industry expertise to acquire insights, accelerate decisions, and advance their business plans. 

 

VCDC
Bernard Rogers, Director of Equity Funds & Investor Relations
brogers@vacdc.org | (804) 297-3005
www.vacdc.org

As a Virginia-based tax credit equity fund, they have been creating high-performing
equity funds for over 30 years that prioritize the diverse needs of their investor and
development partners, as well as the communities in need of affordable housing and
economic development opportunities. Through their efforts, they have facilitated and managed 59 equity funds, directing funding to the construction and rehabilitation of affordable rental housing and economic development real estate projects across Virginia and in surrounding states.
VBA Endorsed Provider

 

Virginia Housing
Jake Naugle, Director of Homeownership Lending
jake.naugle@virginiahousing.com | (804) 343-5607
www.virginiahousing.com

By investing in the power of home, Virginia Housing transforms where and how thousands of Virginians live and thrive, strengthening communities and the economy. Virginia Housing is celebrating its 50th year of working in partnership with the public and private sectors to help Virginians attain quality, affordable housing. While receiving no state taxpayer dollars, Virginia Housing raises money in capital markets to provide mortgages to first-time homebuyers, invest in developments and innovations in affordable housing, and make homes for people with disabilities and older Virginians more livable. Virginia Housing is committed to diversity, equity and inclusion among its associates, customers and affordable housing partners.

 

VISA
Angie Kiochandra, Account Executive
angie@visa.com | (571) 439-1743
usa.visa.com/

VISA is the largest payment network in the world, connecting consumers, businesses, and governments in over 200 countries. Through its secure network, Visa drives innovation, inclusion, and economic growth.

 

YHB
yhbcpa.com

The YHB Financial Services Team provides a comprehensive approach to helping community banks grow, manage, and safeguard their achievements. With over 300 professionals across 10 locations, they partner with many of the region’s most innovative leaders and banks. Their expertise spans tax, assurance, and consulting services, ensuring your bank has the tools and support needed to thrive.