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Business Cash Flow Basics and Global Cash Flow Integration Issues for Lenders and Analysts - (3 Parts) - Sp18

Business Cash Flow Basics and Global Cash Flow Integration Issues for Lenders and Analysts - (3 Parts) - Sp18

Date:

Details

Time: 11:30 am EST

Description:

The Uniform Credit Analysis (UCA) cash flow model is an important analytical tool provided as output from business financial statement “spreading” software used for commercial and industrial (C&I) loans.  This seminar demonstrates how the UCA model is derived and compares it to the Statement of Cash Flows (SCF) prepared by accountants.  From “hands on” case studies, the participants will learn how to calculate both the UCA and SCF formats, plus how to use them to evaluate business cash flow in conjunction with traditional ratio analysis.  They will also learn how to utilize portions of the UCA and SCF output within the framework of a global cash flow analysis.

 

Specific topics to be covered include:

  • Introduction to the UCA model and how it is derived from basic financial statements or tax returns
  • The evolution of SFAS 95 and how the SCF is compiled by accountants
  • The evolution of global cash flow models and two primary applications used by bankers today
  • Compare and contrast the “direct” format (used in UCA) from the “indirect” format (used in SCF)
  • How to calculate and how to use both cash flow models to evaluate business cash flow, with particular focus on assessing operating cash flow consistency and reliability, plus how short-term and long-term financing affect cash flow
  • How cash flow analysis can be integrated into and validate traditional ratio analysis and other underwriting techniques
  • How to utilize portions of the UCA and SCF output within the framework of a global cash flow analysis and avoid potential double-counting of inflows or outflow

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